“Do you accept insurance?” This is usually one of the first questions prospective patients/parents ask me. It’s an important question! My short answer to that question is, “No.” The more in-depth answer is, “No, I do not accept insurance and am considered an out-of-network (OON) provider. I require payment at every session and provide a superbill that you can submit to your insurance company for any OON benefits you may be eligible for.” Let’s figure out what all of that means.